Investing Basics: Start Your Journey

You don’t need to be rich to invest. Even small, regular contributions can compound into significant wealth over time. Here’s what every new investor should know.

Understand Your Goals. Investing without a goal is like sailing without a destination. Are you saving for retirement, a house, or financial independence? Your goal shapes your strategy.

Diversify. Don’t put all your eggs in one basket. Mix stocks, bonds, real estate and other assets to spread risk. Funds like ETFs and index funds make diversification simple.

Embrace Time. Compounding works best over decades. Start early, stay consistent and avoid emotional decisions. Remember, market dips are normal — don’t panic.

Automate Contributions. Set up automatic transfers into your brokerage account so investing becomes effortless. Apps like Acorns and SoFi make it easy to invest spare change or round‑ups.

Check out our directory for beginner‑friendly brokers and robo‑advisors, or explore Money Kits to jumpstart your learning.